Description
Financial planners assist people dealing with various personal financial issues. They are specialised in financial planning, such as retirement planning, investment planning, risk management and insurance planning, and tax planning. They advise a strategy tailored to the client's needs. They ensure the accuracy of bank and other financial records while maintaining a customer-orientated approach and following ethical standards.
EssentialOptional
Theoretical Knowledge
modern portfolio theorybanking activitiesinvestment analysiscustomer serviceeconomicsfinancial marketsfinancial forecastingtypes of insurancefinancial jurisdictionfinancial managementforeign valutasecuritiesbusiness loansfinancial productsmortgage loansstock markettypes of pensionsaccounting techniquestax legislationreal estate marketdebt systemsprinciples of insurance
Practical Skills
provide support in financial calculationbudget for financial needsapply technical communication skillsmaintain credit history of clientsidentify customer's needsassess risks of clients' assetsanalyse the credit history of potential customersprovide financial product informationreview investment portfoliosobtain financial informationadvise on financial mattersinterpret financial statementsoffer financial servicessynthesise financial informationhandle financial transactionscreate a financial plananalyse financial performance of a companyanalyse financial riskanalyse insurance needsprotect client interestscollect financial dataassess debtor's financial situationanalyse loansassist in will writingmaintain records of financial transactionsdevelop investment portfoliocommunicate with banking professionalsanalyse business plansadvise on investmentcalculate employee benefitsinform on interest ratescreate banking accountssell insuranceadvise on tax planningassist in loan applicationsoperate financial instrumentsconsult credit scoreguarantee customer satisfactiondisseminate information on tax legislationvalue propertiesanalyse market financial trendsmonitor loan portfoliomanage financial riskmanage pension fundsprepare real estate contract